Have you seen the ‘Don’t pay a premium’ campaign being run by Which?  As a result, the ABI announced recently that they are in talks with the FCA calling for renewal documents to include the premium that the customer started the year paying, shown alongside the renewal quote for easy comparison…

The aim here is to make it abundantly clear to clients whether their renewal premium has increased and, if so, by how much.

With increased staffing gaps and locums charging up to £350 per session*, could your practice afford a locum if you needed one?

Your practice is one down, and really being stretched to provide the level of patient care that’s needed. In addition, you’re having a hard time attracting staff due to the shortage of GPs and nurses. In the meantime, can you afford to arrange the locum cover you need?

There was an interesting piece in ‘Pulse’* recently, talking about the difficulties partners may face when going on maternity leave.

Trying to arrange cover to minimise the extra workload falling on the remaining partners was described as ‘stressful’ engendering feelings of ‘guilt’ and ‘pressure’.

Given that, for maternity leave, there is usually plenty of time to arrange the necessary cover it is worrying that, even with weeks or months of planning, it can end up being a difficult process.

We recently blogged about all of us getting sick at some stage - even health care professionals! Following on from this, take a look at a few of the claims paid out under our locum and overheads insurance.

They range from the odd broken bone, to cancers, RTAs and hernia and more. All proved debilitating at the time and stopped our clients working - sometimes for many months.

Practice Cover, which specialises in cover for healthcare professionals, has paid out an average of £23,080 for sickness and accident claims.

The company provides locum insurance primarily for GPs and dentists, and has paid out for a range of claims from bunions and slipped discs to motorbike crashes and jury service.

Lynda Cox, who set up Practice Cover in 2009 in the niche area of locum and overheads insurance for GPs, dentists, vets, opticians and allied healthcare professionals, sees claims as justification that the insurance is a modern-day necessity for healthcare practices.

Back pain is one of the most common causes of long-term sickness in the workplace after stress. Is your practice doing what it can to protect practitioners and employees?

Approximately 7.6 million workdays are lost every year in the UK because of work-related back pain. Those affected can take up to six weeks or longer to recover, so prevention is definitely more cost effective than cure.Here are our top ten tips for preventing back pain and musculoskeletal injuries in the workplace.


Great service so far and competitive price.

GP, Birmingham

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