choice of permanent or renewable cover
up to £3,000 week
premiums not linked to age or gender
choice of cover
for GPs, dentists, vets, opticians and AHPs
no onerous underwriting requirements
locum insurance
Choose the right

locum insurance



We offer value for money and a wide range of important benefits:
  • Choice between long term permanent cover and annually renewable cover
  • Up to £3,000 per week for locum or role replacement cover
  • Eligible roles include GPs, dentists, practice managers, nurses and AHPs
  • Choice of benefits and deferment and payment periods
  • And you don't have to bring in a locum in order to claim



Your personal data

We will use the personal data you give us to process your proposal form and to administer your cover. In connection with this we may provide your data to:

- Your Independent Financial Adviser, if you have submitted your proposal to us via such an Adviser
- Our underwriters
- Third parties who assist in the processing of your cover eg claims handling company.

You are entitled to a copy of the data we hold on you which is subject to the Data Protection Act 1998.

If we write to you our letters will all be marked 'private and confidential'. Unless instructed to the contrary, we will write to you at your place of business.

Our regulators

Practice Cover Limited is authorised and regulated by the Financial Conduct Authority, under firm's reference number 513798.

What to do if you have a complaint

If you wish to register a complaint, please contact us:

.. by writing to Practice Cover Ltd, FREEPOST PLUS RSGG-XLAC-XXCA,  Southampton, SO1 5 5JF or

.. by phoning 023 8051 3286

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

We are covered by the Financial Services Compensation Scheme (FSCS) so you may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, with no upper limit. Further information about the compensation scheme arrangements is available from the FSCS.

Legal jurisdiction

The information contained in this website is subject to the UK regulatory regime and, as such, is solely for consumers based in the UK.

Cookie use

Cookies are used on this website to maintain consistent behaviour to a user during there visit to the website, these cookies do not store personal information about the user.

Links to other sites

We offer links to other websites which may be of interest to you. However, we accept no responsibility for the information contained in those sites.


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